What is a Debt Collection Agency?

     
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What is a Debt Collection Agency?

What is a Debt Collection Agency?

Debt Collection Agencies (DCA’s) are companies who deal with customers who have unpaid bills that have not been resolved by our EE Collections team.

Why has my account been sent to a Debt Collection Agency? (DCA)

Why has my account been sent to a Debt Collection Agency? (DCA)

If you’re behind with your payments and we have not been successful in our attempts to contact you to take the payment for a number of weeks. We may instruct a Debt Collections Agency (DCA) to contact you and discuss your options for repayment. As there is a cost to EE for this service, we will add on the cost to the amount you already owe us.

What will happen after I pay the Debt Collection Agency? (DCA)

What will happen after I pay the Debt Collection Agency? (DCA)

If the debt is fully paid to the DCA within the initial weeks of it being passed over. Your services will be resumed 72 hours after your payment has cleared and we will reinstate your regular monthly billing.

What will happen if I do not pay the Debt Collection Agency? (DCA)

What will happen if I do not pay the Debt Collection Agency? (DCA)

If the debt is not repaid to the DCA within a number of weeks we may cancel your line and add the remainder of the amount agreed in your contract to the outstanding balance owed.

We will also notify credit referencing agencies that you have missed payments. This information can be used by other lenders, such as banks and credit card companies and will effect your credit rating and ability to gain future credit.

How can I contact the Debt Collection Agency? (DCA)

How can I contact the Debt Collection Agency? (DCA)

Once your debt has been passed over, you should always contact the Debt Collection Agency to make payment or discuss ways to pay. The DCA will send you a letter with their contact details on, however if you no longer have this information but know the name of the DCA, you can find their contact details on their website.

We will also transfer you through to them if you call us on 07953 966 250.

Who can help me if I am experiencing financial difficulty?

Who can help me if I am experiencing financial difficulty?

If you are experiencing financial difficulty, there are several organisations offering free, independent advice if you’re struggling to pay your bills.

  1.  

    Citizens Advice Bureau

  2.  

    StepChange

  3.  

    Money Advice Trust

 
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Last updated: 13/11/2019
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