Changes to our insurance products

We are updating the terms of your product effective from 20 August 2024. Details of the changes that apply are set out in the below documents.

Below tables outline the changes and when they will become effective. 

We recommend that you download these documents, so you have a copy of them. 

Full Cover and Damage Cover

What's changingHow does this affect youEffective from
We're removing the multi-policy discount from all consumer policies.If you're a consumer customer and you're receiving this discount now, it'll be removed from the first bill after 9 October 2024.9 October 2024
Discounted excess for screen damage only repair (for eligible mobile phones with only a damaged screen) which EE can repair at one of its stores or send away to a repair centre.

If your policy is for a mobile handset we could offer you a discounted screen repair for a £25 excess following an accepted claim. 

Screen repairs are only available on eligible handsets. If the device is eligible for screen repair and found to have further damage the device will not be eligible for this service.

20 August 2024

Cover for Breakdown 

(Following the expiry of your manufacturer warranty).

If your device breaks down as a result of a mechanical, electrical or electronic fault after your manufacturer warranty expires, we'll repair the device. If we can't repair it, we'll replace it with the same or similar model.

Breakdown service is only available where the device is not damaged.

20 August 2024
Battery replacement

We'll only replace a battery if it's capacity to hold an electrical charge is less than 80% of its original specification.

Battery replacement is only available where the device is not damaged.

20 August 2024
Cover for damage of your charging accessories - outside of your device claim.If you damage the charging accessories that came in the box with your device, we’ll pay a maximum of two claims in any 12-month period with no excess charge.20 August 2024
Contacting EE from a phone which is not an EE mobile.Call 07953 966 150 if you need to ring us.20 August 2024
Wording and explanation improvements throughout.To make the terms clearer for you we have improved some wording and formatting.20 August 2024
Legal ownership updated for devices replaced and inclusion of parts replaced throughout for improved terms.Improved wording to explain that where any parts/devices are replaced, the original parts/device will become the legal property of EE Limited or their appointed subcontractors.20 August 2024

The registered address for the insurer and administrator changes to:

40 Leadenhall Street, London EC3A 2BJ

This change of address doesn't affect you. 

If you need to contact us in writing in relation to your policy, please continue to use the correspondence address which can be found at ee.co.uk/insurance and in your terms and conditions.

30 September 2024

Full Cover Only

What's changing How does this affect youEffective from
Cover for loss or theft of your charging accessories - outside of your device claim.If the charging accessories that came in the box with your device are lost or stolen, we’ll pay a maximum of two claims in any 12-month period with no excess charge.20 August 2024
Online claims for loss and theft.

You can now make a lost or stolen claim online. We’re aiming to introduce this service from September 2024.

If you need to restrict your EE airtime account, to stop anyone from making or receiving calls, please contact us.

September 2024

Full Cover and Damage Cover with AppleCare Services

What's changingHow does this affect youEffective from
We are removing the multi-policy discount from all consumer policies.If you're a consumer customer and you're receiving this discount now, it'll be removed from the first bill after 9 October 2024.9 October 2024
Discounted excess for screen damage only repair (for eligible mobile phones with only a damaged screen) at an Apple approved repair centre, including EE stores.

We could offer you a discounted screen repair for a £25 excess following an accepted claim. 

Screen repairs are only available on eligible handsets. If the device is eligible for screen repair and found to have further damage the device will not be eligible for this service.

20 August 2024
Cover for damage of your charging accessories - outside of your device claim.If you damage the charging accessories that came in the box with your device, we’ll pay a maximum of two claims in any 12-month period with no excess charge.20 August 2024
Contacting EE from a phone which is not an EE mobile.Call 07953 966 150 if you need to ring us.20 August 2024
Wording and explanation improvements throughoutTo make the terms clearer for you we have improved some wording and formatting.20 August 2024
Legal ownership updated for devices replaced and inclusion of parts replaced throughout for improved terms.Improved wording to explain that where any parts/devices are replaced, the original parts/device will become the legal property of EE Limited or their appointed subcontractors.20 August 2024

The registered address for the insurer and administrator changes to: 

40 Leadenhall Street, London EC3A 2BJ

This change of address doesn't affect you. 

If you need to contact us in writing in relation to your policy, please continue to use the correspondence address which can be found at ee.co.uk/insurance and in your terms and conditions.

30 September 2024

Full Cover with AppleCare Services Only

If you have a Full Cover with AppleCare Services we're also making the below changes.

Additional changes to Full Cover with AppleCare Services product benefits:

What is the changeHow does this affect youEffective from
Cover for loss or theft of your charging accessories - outside of your device claim.If the charging accessories that came in the box with your device are lost or stolen, we’ll pay a maximum of two claims in any 12-month period with no excess charge.20 August 2024
Online claims for loss and theft.

You can now make a lost or stolen claim online. We’re aiming to introduce this service from September 2024.

If you need to restrict your EE airtime account, to stop anyone from making or receiving calls, please contact us.

September 2024

Updated documents

Full Cover and Damage  Cover

Insurance Product Information Documents

Full Cover and Damage Cover Terms and Conditions

Extra benefit terms and conditions

Summary of changes to Full Cover and Damage Cover

Full Cover with AppleCare Services and Damage Cover with AppleCare Services

Insurance Product Information Documents 

Full Cover with AppleCare Services and Damage Cover with AppleCare Services Terms and Conditions

Extra benefit terms and conditions

Summary of changes to Full Cover with AppleCare Services and Damage Cover with AppleCare Services

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