Spread the cost with EE Finance
You could pay for new tech over 3 to 48 months, with finance options ranging from 0% to 19.9% APR.
Subject to status and order value. Not keeping up with payments could affect your credit score and future borrowing.

Learn more about Apple iPhone
If you want the premium performance of an iPhone without being tied to a long-term network contract, EE's range of SIM-free iPhones gives you the freedom to buy the handset outright and choose the SIM and network that suit you. Whether you're after a budget-friendly, refurbished model, there's a handset-only deal to match every budget, with the option to spread the cost interest-free through EE Finance.
It's an ideal setup for commuters and frequent travellers who want to swap in a local SIM abroad, professionals juggling work and personal numbers, or anyone who simply prefers to upgrade their phone without changing their network.
And with EE, your SIM-free iPhone can benefit from EE's award-winning network. 5G+ connectivity now reaches more than 50 million people across over 610 towns and cities, while 4G, 5G and 5GSA cover more than 90% of the UK. So, you're getting a device backed by the nation's number one network for speed and reliability.
Things to consider
Before buying a SIM-free iPhone, it's worth weighing a few key factors to make sure you pick the right handset and the best way to pay for it.
1. Which model suits your needs and budget?
SIM-free iPhones span a wide price range, so think about what you actually need. A refurbished iPhone 11 or 12 keeps costs down while still delivering the core iPhone experience, making it a smart pick if you want a reliable handset for everyday calls, messaging and browsing. The iPhone 14 and 15 sit in the mid-range, offering more modern cameras, faster chips and longer software support without the flagship price tag. If you want the latest technology, the iPhone 16, 17 Pro and 17 Pro Max bring top-tier cameras, ProMotion displays and the fastest processors Apple offers.
2. Camera and display requirements
If photography or video matters to you, pay attention to the camera system. The standard iPhone 16 features a 48MP main camera, while the iPhone 17 Pro adds a triple-camera setup with 5x optical zoom and a ProMotion display with smoother refresh rates. For casual snapping, any model in the range will serve you well, but content creators and photography enthusiasts will get more from the Pro lineup.
3. How do you want to pay?
A big advantage of buying SIM-free is flexibility in how you pay. You can pay in full upfront by card or PayPal, or spread the cost with EE Finance over 3 to 48 months at 0% to 19.9% APR representative. You can also pay on your EE Mobile bill with no interest and no credit check. Think about whether a single upfront payment or monthly instalments suit your budget better.
4. Network freedom and SIM compatibility
SIM-free iPhones are unlocked, so they work on any network. This means you can keep your existing SIM-only plan, switch to a better-value deal, or use an eSIM. If you travel frequently or like to shop around for the best SIM-only tariffs, this flexibility is one of the main reasons to go SIM-free rather than signing up to a long-term contract.
5. Storage capacity
Consider how much storage you'll need. If you take lots of photos, record video or download apps and media, opt for a higher storage tier. Lighter users who mostly stream and use cloud storage can save money with a lower-capacity model.
6. Refurbished versus new
Refurbished models like the iPhone 11 and 12 offer excellent value. They've been tested and restored to work like new, so you get iPhone quality at a lower price. If having the latest model isn't a priority, a refurbished handset is a cost-effective way to own an iPhone outright.
7. Trade-in options
If you're upgrading, check whether you can trade in your old smartphone. EE offers trade-in value that can go towards the cost of your new SIM-free iPhone, reducing the amount you need to pay upfront or finance.
Frequently asked questions
Everything you need to know about buying a SIM-free iPhone from EE, from what SIM-free means to how you can pay, and which model suits you best.
What does SIM-free mean?
It means the phone is unlocked and ready to use on any network. These days, phones aren't locked to networks, so you can choose the phone you want and pay the way that suits you. Pay by card, PayPal or spread the cost with EE Finance over 3 to 48 months. Terms apply.
Can I use a SIM-free iPhone on any network?
Yes. A SIM-free iPhone is unlocked, so it works on any network. Just insert your own SIM or set up an eSIM and switch whenever you like without being tied to a contract.
How can I pay for a SIM-free iPhone?
Pay in full today by card or PayPal. Or spread the cost with EE Finance over 3 to 48 months at 0% to 19.9% APR representative, subject to status and order value. You can also pay on your EE Mobile bill with no interest and no credit check. Terms apply.
Which iPhone models can I buy SIM-free from EE?
There's something for every budget. For a wallet-friendly option, EE has refurbished models including the iPhone 11 and iPhone 12, while the iPhone 14 or iPhone 15 are great mid-range choices. If budget is no object, the iPhone 16, iPhone 17 Pro or iPhone 17 Pro Max bring you the latest features and performance.
What is the difference between the iPhone 16 and iPhone 16 Pro?
The iPhone 16 is a great all-rounder with a 6.1" Super Retina XDR display, an A18 chip and a 48MP main camera. The iPhone 16 Pro adds a 6.3" ProMotion display, the faster A18 Pro chip and a triple camera with 5x optical zoom. The Pro is ideal for the best camera and display, while the 16 suits everyday use.
Are refurbished SIM-free iPhones worth it?
Yes, if you're looking for great value. EE's refurbished models, like the iPhone 11 and iPhone 12, have been tested and restored to work like new, so you get iPhone quality at a lower price. They're unlocked and ready to use on any network, just like a new SIM-free iPhone.
Can I use a SIM-free iPhone when travelling abroad?
Yes, that's a big advantage. Because a SIM-free iPhone is unlocked, you can pop in a local SIM or download a travel eSIM when you land and pay local rates instead of roaming charges. With 5G and WiFi built in, you'll stay fast and connected wherever you go.
Is a SIM-free iPhone a good choice if I'm upgrading?
Yes, especially if you want flexibility. Buying SIM-free means you own the phone outright, so you're free to keep your current SIM-only plan or switch networks without waiting for a contract to end. You can also trade in your old smartphone and get up to £750 towards the cost.
Terms apply. Subject to status and order value.
EE Limited (Registered no. 0238216), registered at 1 Braham Street, London E1 8EE, United Kingdom, acts as credit broker and not lender, and is authorised and regulated by the Financial Conduct Authority (FRN 715183).
Glow Financial Services Limited (Registered no. 09127663), registered at 71 Queen Victoria Street, London EC4V 4BE, authorised and regulated by the Financial Conduct Authority (FRN 751308), acting as lender, under brand licence as EE Finance (powered by Glow) through EE Limited.
The register can be accessed through FCA website.
